Insurance temporary housing in Irvine, near your school and your life
When a fire, leak or mold claim makes a home unlivable, we lease a furnished Irvine home for the household and coordinate billing with the adjuster or the insurer's relocation company. Stays start at 31 nights and can extend while repairs finish.
Who is this for?
We work with everyone involved in a claim, and we keep each of them informed.
Adjusters
Send the household, pets, dates and approved monthly limit. You get one contact, written terms and invoices with your claim reference.
ALE and relocation companies
We answer housing requests the same day and send home details, rate, availability, pet terms and lease terms in one reply.
Displaced homeowners and renters
You can contact us directly. Tell us your adjuster or relocation company and we will work with them on approval and billing.
How do billing and the lease work?
Usually the displaced household is the occupant, and the insurer or its relocation company pays rent directly. Before move-in we confirm in writing who pays, how often, and the claim or file reference.
If your policy pays ALE to you instead, you can lease directly and submit our invoice for reimbursement. Either way the monthly rate covers the furnished home, utilities and Wi-Fi.
Notice terms for ending early are set in the lease, so you are covered if repairs finish sooner than expected.
What should you send us?
The more of this we have, the faster we can answer with real options.
- Move-in date and expected length of the claim
- Adults, children and pets (type and size)
- School, district or area the family needs to stay near
- Approved monthly or daily ALE limit
- Adjuster or relocation company contact, and the claim or file reference
- Accessibility needs, such as a ground-floor bedroom
Why a furnished home instead of a hotel?
| Extended-stay hotel | Furnished home | |
|---|---|---|
| Space | One room, sometimes a suite | Separate bedrooms, living room and a full kitchen |
| Kids and school | Often far from the family's school | We search near the school or district you name |
| Pets | Limited, with fees per night | Homes that accept your pets, terms written into the lease |
| Laundry and cooking | Laundry service, eating out | Kitchen in every home; laundry confirmed per home |
| Paperwork | Nightly folio, city hotel tax on stays of 30 days or less | One lease of 31+ nights and one monthly invoice |
Staying close to home in Irvine
Most Irvine addresses are served by Irvine Unified School District, but boundaries don't always follow city lines. We confirm the district for a specific address before anyone signs, so children can stay in their school.
We search Irvine first and nearby Tustin, Lake Forest and Costa Mesa when the right size or pet policy isn't available.
What causes most displacements here?
Most homeowners policies cover temporary living costs after a covered loss such as a sudden water leak or a fire, and damage from mold may be covered when a covered peril caused it.
Standard flood policies generally do not pay temporary rent, so check with your adjuster which coverage applies to your claim.
Frequently asked questions
How does ALE temporary housing work?
When a covered loss makes a home unlivable, many homeowners and renters policies pay Additional Living Expense (ALE) for temporary housing. The adjuster or the insurer's relocation company approves a budget and a home. Payment terms are agreed in writing before move-in.
Who signs the lease and who pays?
Usually the displaced household is the occupant and the insurer or its relocation company pays rent directly. We confirm in writing who pays, how often, and the claim reference before move-in. If ALE is paid to you instead, you can lease directly and submit our invoice.
Can our kids stay in their Irvine school?
Tell us the school or district on the request and we search there first. School boundaries don't always match city lines, so we confirm the district for a specific address before you sign.
Are pets allowed?
Tell us each pet's type and size up front. We only offer homes whose owners accept them, and pet terms are written into the lease.
What if repairs take longer or finish early?
Repairs often run long, so tell us about an extension as soon as you know. Notice terms for ending early are set in the lease before you move in.
Does flood insurance pay for temporary housing?
Standard NFIP flood policies generally do not pay for temporary living expenses. Homeowners policies usually cover ALE after covered losses such as sudden leaks or fire. Ask your adjuster which coverage applies to your claim.
What should an adjuster send with a request?
The household size, pets, move-in date, expected length, preferred area or school, and the approved monthly limit. A claim or file reference helps us match invoices. Send it through the form or by email.
Send an insurance housing request
Adjusters, ALE coordinators and families can all use this form. Leave out anything you don't know yet; we will ask.
- We reply the same day to requests received 8am to 8pm Pacific. Later requests get a reply the next morning.
- Prefer email? Write to team@irvinemonthlyrentals.com.
- Nothing is booked or charged until you approve a home and sign.